American Express Blue Cash Preferred Card
$95
Annual fee
$120
Credits a year
1
Credits tracked
$95 a year. 1 credit worth $120. If you use them all, that is $25 more than the fee.
Machine-checked · current as of 27 Oct 2026, 04:20 UTC from americanexpress.com · reading: high
| Credit | Amount | Resets | Per year |
|---|---|---|---|
| Disney Streaming Creditsign up first | $10 | every monthon the calendar year | $120 |
Other perks
| Perk | Details |
|---|---|
| Amex Presale and Reserved Tickets | Access to Amex Presale Tickets and Amex Reserved Tickets at select can't-miss events and moments across sports, music and more. While supplies last; not all seats may be offered. |
| Amex Special Ticket Access | Access to Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more. While supplies last; not all seats may be offered. |
| Purchase Protection | Protects covered purchases charged to the eligible card for up to 90 days from the purchase date if stolen or accidentally damaged. Coverage limited to $1,000 per covered purchase, up to $50,000 per Card Member account per calendar year. |
| Car Rental Loss and Damage Insurance | When the eligible card is used to reserve and pay for the entire rental and the collision damage waiver is declined at the rental counter, coverage applies for damage to or theft of a rental vehicle in a covered territory. Secondary coverage; no liability coverage. Not all vehicle types or rentals covered; coverage not available for vehicles rented in Australia, Italy, and New Zealand. |
| Global Assist Hotline | 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance, when traveling more than 100 miles from home. Card Members are responsible for costs charged by third-party service providers. |
| Extended Warranty | Up to one extra year added to the original manufacturer's warranty, applying to warranties of 5 years or less. Coverage up to the actual amount charged to the eligible card for the item, up to $10,000; not to exceed $50,000 per Card Member account per calendar year. |
| Return Protection | Return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. Refund of the full purchase price excluding shipping and handling, up to $300 per item, up to $1,000 per calendar year per Card account. Purchases must be made in the U.S. or its territories. |
Track these instead of remembering them
Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.
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