American Express Business Gold Card
$375
Annual fee
$845.40
Credits a year
4
Credits tracked
$375 a year. 4 credits worth $845.40. If you use them all, that is $470.40 more than the fee.
Machine-checked · current as of 9 Oct 2026, 06:13 UTC from americanexpress.com · reading: medium · bank dated this page Jun 30, 2026
| Credit | Amount | Resets | Per year |
|---|---|---|---|
| ChatGPT Business Creditsign up first | $300 | once a yearon the calendar year | $300 |
| Flexible Business Creditsign up first | $20 | every monthon the calendar year | $240 |
| Walmart+ Membership Credit | $12.95 | every monthon the calendar year | $155.40 |
| Squarespace Creditsign up first | $150 | once a yearon the calendar year | $150 |
Track these instead of remembering them
Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.
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