American Express Delta SkyMiles Gold Card
$150
Annual fee
$220
Credits a year
2
Credits tracked
$150 a year. 2 credits worth $220. If you use them all, that is $70 more than the fee.
Machine-checked · current as of 25 Sep 2026, 18:26 UTC from americanexpress.com · reading: high
| Credit | Amount | Resets | Per year |
|---|---|---|---|
| Rideshare Creditsign up first | $10 | every monthon your account anniversary | $120 |
| Delta Stays Credit | $100 | once a yearon your account anniversary | $100 |
Other perks
| Perk | Details |
|---|---|
| Zone 5 Priority Boarding | Board early with Zone 5 priority boarding on Delta flights. |
| First and Second Checked Bags Free | First checked bag free on international and domestic Delta flights; second bag free on domestic Delta flights. |
| Global Assist Hotline | 24/7 emergency assistance and coordination services when traveling more than 100 miles from home; card members are responsible for costs charged by third-party service providers. |
| No Foreign Transaction Fees | No foreign transaction fees when the card is used. |
| Extended Warranty | Can extend the original manufacturer's warranty for up to one extra year for covered purchases made on the card. |
| Car Rental Loss and Damage Insurance | Coverage for damage to or theft of a rental vehicle in a Covered Territory when the entire rental is reserved and paid for with the card and the collision damage waiver is declined at the rental counter. Secondary coverage, no liability coverage. Not available for rentals in Australia, Italy, or New Zealand. |
| Purchase Protection | Embedded benefit requiring no enrollment; helps protect covered purchases against accidental damage or theft for up to 90 days from the covered purchase date. Coverage limits apply. |
| Baggage Insurance Plan | Coverage for lost, damaged, or stolen baggage when traveling on a common carrier vehicle when the entire fare has been charged to the card. Coverage limits apply. |
| Amex Experiences | Enhance live event experiences across sports, music, theater, and more with special ticket access, dedicated entrances or checkout lanes, and exclusive merchandise at select events. While supplies last. |
Track these instead of remembering them
Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.
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