American Express Gold Rewards Card

CA$250
Annual fee
CA$245
Credits a year
4
Credits tracked

CA$250 a year. 4 credits worth CA$245. If you use them all, that is still CA$5 short of the fee— lounges, status and insurance are not counted here.

CreditAmountResetsPer year
Instacart Statement Creditssign up firstCA$10every monthon the calendar yearCA$120
Annual Travel CreditCA$100once a yearon your account anniversaryCA$100
NEXUS Statement CreditCA$50every 4 yearson your account anniversaryCA$12.50
NEXUS statement credit (every 4 years)CA$50every 4 yearson your account anniversaryCA$12.50

Track these instead of remembering them

Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.

Join the waitlist