American Express Hilton Honors Aspire Card

$550
Annual fee
$819
Credits a year
3
Credits tracked

$550 a year. 3 credits worth $819. If you use them all, that is $269 more than the fee.

CreditAmountResetsPer year
Hilton resort credit$200twice a yearon the calendar year$400
CLEAR+ Creditsign up first$219once a yearon the calendar year$219
Flight creditsign up first$50every quarteron the calendar year$200

Other perks

PerkDetails
Free night rewardOne weekend night at almost any Hilton property, given on your cardmember anniversary. Hilton publishes no cash value for it, so we do not invent one and it is not counted in your totals. It still expires, which is why it is listed.
Hilton Honors Free Night RewardAnnual Free Night Reward from Hilton Honors in the first year of Card Membership and every year upon Card renewal.
Trip Delay InsuranceUp to $500 per trip (max 2 claims per 12 months) for covered delays over 6 hours on round-trips paid with Eligible Card.
No Foreign Transaction FeesNo foreign transaction fees from American Express on the Aspire Card.
Hilton Honors Diamond StatusComplimentary Hilton Honors Diamond status (100% Bonus on Base Points, Premium Wi-Fi, space-available upgrades, executive lounge access at select properties, and more).
Trip Cancellation & Interruption InsuranceUp to $10,000 per trip / $20,000 per Card per 12 months for covered cancellation/interruption of round-trips paid with Eligible Card.
National Car Rental Emerald Club Executive Statussign up firstComplimentary National Car Rental Emerald Club Executive status (enrollment through Amex online account required).
Purchase ProtectionProtects Covered Purchases up to 90 days (up to $10,000 per purchase / $50,000 per calendar year).
Car Rental Loss and Damage InsuranceSecondary coverage for damage to or theft of a rental vehicle when Entire Rental paid with Card and CDW declined (exclusions apply).
Extended WarrantyMatches Original Manufacturer's Warranty for up to one additional year on warranties of 5 years or less.
Baggage Insurance PlanCoverage for lost, damaged, or stolen baggage when Entire Fare for Common Carrier ticket purchased on Eligible Card (limits apply).
Cell Phone ProtectionRepair/replace damaged or stolen cell phone up to $800/claim (2 claims/12 months, $50 deductible) when wireless bill paid with Eligible Card.

Track these instead of remembering them

Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.

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