Bank of America Premium Rewards Elite credit card

$550
Annual fee
$480
Credits a year
3
Credits tracked

$550 a year. 3 credits worth $480. If you use them all, that is still $70 short of the fee— lounges, status and insurance are not counted here.

CreditAmountResetsPer year
Airline Incidental Statement Credit$300once a yearon the calendar year$300
Lifestyle Statement Credit$150once a yearon the calendar year$150
Airport Security Statement Credit$120every 4 yearsfrom when you signed up$30

Track these instead of remembering them

Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.

Join the waitlist