Bank of America Royal ONE Plus Visa Signature Card

$99
Annual fee
$30
Credits a year
1
Credits tracked

$99 a year. 1 credit worth $30. If you use them all, that is still $69 short of the fee— lounges, status and insurance are not counted here.

Machine-checked · current as of 28 Sep 2026, 01:15 UTC from bankofamerica.com · reading: high

CreditAmountResetsPer year
Global Entry or TSA PreCheck Credit$120every 4 yearsfrom when you signed up$30

Track these instead of remembering them

Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.

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