Capital One Venture X Rewards

$395
Annual fee
$330
Credits a year
2
Credits tracked

$395 a year. 2 credits worth $330. If you use them all, that is still $65 short of the fee— lounges, status and insurance are not counted here.

Machine-checked · current as of 15 Oct 2026, 19:30 UTC from capitalone.com · reading: medium

CreditAmountResetsPer year
Capital One Travel Credit$300once a yearon the calendar year$300
Global Entry / TSA PreCheck Statement Credit (up to )$120every 4 yearsfrom when you signed up$30

Other perks

PerkDetails
Cell Phone ProtectionReimburses up to $800 if your cell phone is stolen or damaged when you pay your wireless bill with the Venture X card (terms, conditions, and exclusions apply).
Priority Pass Loungessign up firstPrimary cardholders can access 1,300+ participating Priority Pass lounges worldwide (enrollment required).
Hertz Gold+ Status Upgradesign up firstHertz Gold+ Rewards status upgrade (must enroll via Benefits Tab in Capital One site/app).
Capital One LoungesPrimary cardholders can access Capital One Lounge and Landing locations (subject to space availability; physical card or digital lounge pass required).
No Foreign Transaction FeesNo foreign transaction fees on purchases outside the United States.

Track these instead of remembering them

Unspent counts down every credit on this card and tells you before one resets. Free, no bank connection, and no card number — a nickname and your renewal date is the whole form.

Join the waitlist